Spirit Armor [8] 
    Damage Resistance 6 [6] 
        Force Field [+20%] 
        Hardened 1 [+20%] 
        Can't Wear Armor [-40%] 
    Resistant (Magic, +3, Very Common) [2] 
    Costs Hit Points 4 [-60%] 
        Use Modifying Dice + Adds Rule from p. B269 
        1d HP that's paid when the spell ends and when paying maintenance 
        Cosmic (Doesn't heal naturally) [+50%] 
    Magical [-10%] 
    Spell Components [-10%] 
        Must say "spirit armor" in Latin 
Levels 2-6 [14/20/26/32/38] 
    Add a level of Hardened to Damage Resistance [+20%]