Modular Abilities (Slotted Cosmic) 25 [27] 
    Physical Advantages Only [+50%] 
    Limited [-50%] 
        Only Advantages following the template listed below 
    Reduced Duration (x1/60) [-35%] 
    Takes Extra Time 1 [-10%] 
    Magical [-10%] 
    Spell Components [-30%] 
        Must say "talent" in Latin 
        Must gesture with hands 
        Must hold an object appropriate to the desired talent 
Level 2+ [+1/level] 
    Increase Modular Abilities by 1 level [+5 base] 

Template: 
Affliction [20.5 + Cost of Talent] 
    Advantage [Multiples of +45%] 
        Talent 1-4 [Multiples of 4.5] 
            The caster may make up a talent on the spot 
            The skills affected must be related in some fashion 
            Magical [-10%] 
    Malediction (As Regular Spell) [+100%] 
    Based on Activation Roll [+5%] 
Level 2 [+5] 
    Increase Malediction to Speed/Range table [+50%] 
Level 3 [+10] 
    Add Area Effect (2 yard radius) [+50%] 
Levels 4+ [+5/level] 
    Increase Area Effect by 1 step [+50%]